Meta Panchamia


Meta Panchamia

Partner & Deputy Head of Civil & Commercial Litigation



1992 CILEx

Firm Trained With


Languages Spoken

English, Gujarati, Hindi


I have over 25 years of experience in commercial litigation and insolvency disputes.  I have advised on and litigated cases which involve, contract disputes for debt recovery, disputes involving legal charges, equitable charges and charging orders resulting in orders for sale. I have extensive experience relating to trust disputes in property litigation. I also act for Factors and Invoice Discounters in recovering assigned debts and defending complex actions. In this area, I also have experience in dealing with set off disputes, guarantor disputes and injunctions pertaining to the dissipation of assets.

I have a particular specialism in contentious insolvency work. Having previously worked for a big four accountancy firm, I have the hands-on experience and know the need of a commercial mindset in this area.  I advise on corporate and personal insolvency disputes and can bring actions to recover assets under the Insolvency Act, mostly acting for Insolvency Practitioners. I also have experience in advising creditors in situations where they have suffered a bad debt or have clients who are struggling to pays debts. Often creditors consider that they have lost their money when insolvency of one of their clients occurs but I can advise creditors on the best way forward which could result in a recovery.

With the majority of my instructions coming from Insolvency Practitioners, I am well placed to assist directors, debtors and bankrupts on actions against them and able to advise on the best approach.

I am commercially minded and will always strive to obtain the best result for my client ensuring transparency at all times on costs.

Awards, Accreditations and Memberships

  • Chartered Legal Executive

Recent Successes:

  • I have recently advised a Bank on cross-border insolvency related issues which resulted in the Bank taking control of the companies through the Receivership process.
  • I have been successful in defending a complex annulment application in the Court of Appeal where costs were awarded in favour of the client.
  • I have represented liquidators in litigation against high street banks and a large corporate where the liquidators made a very successful recovery with costs in a mediation and again this action involved cross-border insolvency.
  • I have been involved in injunctive relief proceedings to safeguard assets belonging to guarantors when acting for a factoring company and also successfully enforced the legal charge which subsequently resulted in a substantial recovery for the client.
  • I have acted for a trustee in bankruptcy in cases requiring particular sensitivity where the bankrupt and family have pleaded exceptional circumstances and which have resulted in outcomes for the trustee with credibility from the Courts on the sensitive handling of those cases.

Other Interests

  • Outside of work, I enjoy cooking and travelling.

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