The McMillan Williams Commercial Property Team are client-focused. Our goal is to make sure that we know and understand our client’s intentions and that the advice we provide meets their business objectives.

We listen to our clients and always deliver a high quality service with the aim of creating long term trusting relationships. We pride ourselves on getting the deal done within the client's timescale and budget.

Scope of Service

Our specialist Commercial Property Lawyers can advise on all aspects of commercial property transactions in the UK including:

•    Sale and purchase acquisitions and disposals
•    Business and asset sale and purchases
•    Hotels and sales of care homes
•    Sale and leasebacks
•    Offices and serviced offices
•    Retail units, Industrial units and business estates
•    Mixed use, plot sales and new build developments
•    Refurbishments and fit-out works
•    Landlord and tenant lease renewals, grant of new leases and assignments / transfers of ongoing leases and requisite licences from landlords
•    Rent deposits
•    Licences for Alterations
•    Surrenders and break clauses
•    Authorised Guarantee Agreements
•    Heads of Terms
•    Options
•    Overage
•    Section 106 Agreements

Our Lawyers act for landlords and tenants, owner-occupiers, developers, Small to Medium Enterprises (SMEs), large businesses, entrepreneurs, Self Invested Personal Pensions (SIPPs), private investors and high net worth individuals. 

We also act for investors, borrowers and lenders and have a highly experienced and successful Secured Lending team who lead transactions relating to purchases, refinancing and regearing.  We also have a specialist Property Litigation department who deal with landlord and tenant disputes, issues with dilapidations and all other property disputes.

Lawyers with Commercial Minds


Lucinda Lymer
Lucinda Lymer
Senior Associate Solicitor - Company & Commercial Property

The property sector in the UK is rapidly changing and our lawyers have a deep understanding of the commercial, political and economic factors that play a part in these changes. 

We understand that development is high on the agenda and that the high street is changing.  We know that this is contributing and shaping commercial opportunities.  Our focus is on finding the practical commercial solutions for all our clients, whether they are an individual or a business. 

Specialist Advice All Under One Roof

Our tenacious and determined Commercial Property Lawyers are highly skilled negotiators and specialists in dealing with businesses of every size.  We can advise the best option for our clients on at every stage of the transaction and on all elements.  MW is underpinned by dedicated professionals who specialise in a wide range of disciplines in order to offer our clients a fully robust service under one "roof".

We prepare, draft, negotiate and advise on the full suite of commercial documentation, quickly and efficiently, regardless of the scale of the transaction.  What sets us apart is that our Commercial Property Lawyers have access to and collaborate with our Lawyers in other teams who practice a wide range of other specialisms in order to provide our clients with a clear and coordinated approach.

We address issues at the earliest possible due diligence stage and guide our clients throughout the transaction, however complex, in order to provide innovative and tailored advice and solutions.  This attention to detail and access to a unique range of knowledge and expertise means our clients are assured that we are the number one firm to instruct in order to support their commercial interests. 

We Can Help

At MW, our Mission is "To make quality legal services accessible to everyone" including our commercial clients.

If you are need of high quality specialist commercial advice delivered in a timely and cost efficient manner, call us today on 0203 551 8500 or email us at enquiries@mwsolicitors.co.uk

McMillan Williams’ specialist Borrower Bridging Team acts exclusively for borrowers of short-term finance including Bridging Loans, Development Loans and Commercial Mortgages

Bridging Loan


Harry Tuke
Harry Tuke
Partner, Head of Borrower Bridging & Equity Release

Short term bridging loans are typically used to ‘bridge’ a gap in funding, and are becoming an increasingly popular choice for home-owners, landlords and businesses alike to:

  • secure the purchase of a property in advance of a related sale
  • complete auction purchases within required timescales
  • finish off renovation works and minor developments
  • refinance and/or consolidate existing debts
  • release capital quickly

We are used to the speed and intensity of work required draw down funds as soon as possible, ranging from a few days to a few weeks depending on the complexity of the deal.

Development Loans

Development loans are used to fund property development, from £200k refurbishments or conversions to multi-million pound new-build projects. They are used for residential, commercial and mixed-use properties, and can be applied for by both experienced and first time developers. Depending on the nature and timing of the building works, development loans are occasionally offered up-front in full by the lender but it is more normal for the loan to be drawn down in tranches, with fixed amounts being made available at various stages of the works.

Our experience in both development work and property finance is substantial, and we will take an active role in driving your development loan through to completion.

Commercial Mortgages

Commercial mortgages are generally used to secure business loans above £25,000, and can be used for any purpose relating to the business. Commercial mortgages tend to be for a longer term than those mentioned above, and can be secured against any type of property, whether occupied or not.

We are familiar with lenders’ usual requirements, and would be pleased to help complete your commercial mortgage.

We Can Help

Whether you are using a bridging loan, development loan or commercial mortgage as an individual or as a company, our team of specialist lawyers are able to provide the expertise, advice and understanding required to complete your intended secured loan within preferred timescales. We prides ourselves on being able to offer borrowers an efficient and premium service.

If you are thinking about bridging finance or wish to talk to our specialist Borrower Bridging Finance Team to quickly and effectively complete your matter call us today on 020 3551 8500 or email us at enquiries@mwsolicitors.co.uk

Buying and Selling Commercial Property needs a specialist Commercial Property Solicitor expert in Commercial Property Law. 

Our Commercial and Specialist Property Division offers a full range of Commercial Property Services including conveyancing, short term commercial and bridging finance, leasehold and licensing requirements and will always consider the impact that any Commercial Property transaction will have on the day to day running of your business.

Tailored Solutions to Meet Your Commercial Property Needs

We address issues at the earliest possible stage and guide our clients throughout the transaction, however complex, in order to provide innovative and tailored advice and solutions. This attention to detail and access to a unique range of knowledge and expertise, means our clients are assured that we are the number one firm to instruct in order to support their commercial interests.  Our Lawyers act for:

  • landlords and tenants
  • owner-occupiers
  • developers
  • Small to Medium Enterprises (SMEs)
  • large businesses
  • entrepreneurs
  • Self Invested Personal Pensions (SIPPs)
  • private investors
  • high net worth individuals.

We also act for investors, borrowers and lenders and have a highly experienced and successful Secured Lending Team who lead transactions relating to purchases, refinancing and regearing. We also have a specialist Property Litigation Department who deal with landlord and tenant disputes, issues with dilapidations and all other property disputes.

We Can Help

At MW Solicitors, our Mission is "To make quality legal services accessible to everyone" including commercial clients.

If you need high quality specialist Commercial Property advice delivered in a timely and cost efficient manner, call us today on 0203 551 8500 or email us at enquiries@mwsolicitors.co.uk

Buying and Selling Commercial Property needs a specialist Commercial Property Solicitor expert in Commercial Property Law. 


Paul Miller
Paul Miller
Partner - Commercial Property

Our Commercial and Specialist Property Division offers a full range of Commercial Property Services including conveyancing, short term commercial and bridging finance, leasehold and licensing requirements and will always consider the impact that any Commercial Property transaction will have on the day to day running of your business.

Commercial Freehold and Leasehold

We prepare, draft, negotiate and advise on the full suite of commercial documentation, quickly and efficiently, regardless of the scale of the transaction. Our Commercial Property Lawyers frequently collaborate with our Lawyers in other teams who practice a wide range of other specialisms in order to provide our clients with a clear and coordinated outcome.

Purchasing the Freehold

Once you purchase the freehold of commercial property, this means that you will own the building outright. You will therefore be able to benefit if there is a rise in market value and you are also able to sell the property to anyone you wish when you no longer need it. 

Purchasing the Leasehold

When purchasing the lease of a commercial property, this means that you will own the lease of the property for a given period of time. New long term leases are usually granted for 999 years. The owner of the lease can make some changes to the property within the terms set out in the lease.  Any changes made will usually require permission from the landlord.

We Can Help

At MW Solicitors, our Mission is "To make quality legal services accessible to everyone" including commercial clients.

If you need high quality specialist Commercial Property advice delivered in a timely and cost efficient manner, call us today on 0203 551 8500 or email us at enquiries@mwsolicitors.co.uk

 

Planning and legal issues that surround land development are increasingly complex. 

Our Commercial Property Solicitors are experts in the field and are able to advise Land-owners and Developers on all of the legal aspects surrounding land developments.

Types of Development

Greenfield Land

Greenfield land is undeveloped land, such as parks and forest. Unsurprisingly, this is the most popular type of land to build on. However, this type of land can often be difficult to obtain planning permission, so you should always check its planning status with the Local Planning Authority (LPA), before considering to purchase it.

Brownfield Land

Brownfield land is typically that which was once occupied by another building.  In many ways, this type of land is a safe development option because you know that the land had previously been built on, a planning application must have been allowed.  This will make your planning application more likely to be granted.

We Can Help

At MW Solicitors, our Mission is "To make quality legal services accessible to everyone" including our clients wishing to purchase land for development.  We pride ourselves on being able to offer an efficient, high quality, cost effective service.

If you are considering purchasing land for development call our specialist Commercial Property Lawyers today on 020 3551 8500 or email us at enquiries@mwsolicitors.co.uk

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McMillan Williams’ specialist Equity Release Team acts exclusively for borrowers of equity release and lifetime mortgage loans to provide a professional, friendly and efficient service, and to help ensure a smooth release of funds.

Lifetime Mortgages / Equity Release

Lifetime Mortgages (also known as Equity Release) are becoming an increasingly popular option for the over 55s to release capital from their home. Borrowers may wish to consolidate existing debt, provide financial help to their children or grandchildren, or simply improve their own lifestyle.

However, as with all secured loans, borrowers should consider their options carefully and seek the advice of an independent financial adviser or broker.

We Can Help

Our specialist Equity Release Team will work with you and your broker to ensure a stress-free completion.

We are familiar with all of the lenders’ usual requirements, so can pre-empt any possible issues early on in the transaction. This will help to avoid any delays or panic further down the line.

Please also note that the legal process always involves a face to face meeting between the lawyer and the borrower. The purpose of this meeting is for the lawyer to provide advice in person, and also to witness signatures to the security documentation. We have 27 High-Street offices spread over London, Surrey, Sussex and Kent and are always willing to meet borrowers either at a convenient office location, or if the borrowers are not able to attend an office for whatever reason we would happy to discuss a visit at the borrower’s home.

If you are thinking about equity release or a lifetime mortgage, or wish to talk to our specialist Equity Release Team to quickly and effectively complete your matter, call us today on 020 3551 8500 or email us at enquiries@mwsolicitors.co.uk

An Option Agreement is used when a potential buyer of a particular piece of land/property wants to ensure that it is not sold whilst they are trying to obtain planning permission.

Option Agreements

Both parties, the owner and potential buyer, enter into an agreement, in return for a non-refundable sum of money, (this can be negotiated at the time of drawing up the agreement, as to whether the non-refundable deposit can be taken off the final purchase price). The option will then be available for a certain time period. 

Types of Option Agreements

  1. Call Option – this is where the buyer has the right, but not an obligation, to buy the land/property from the seller.
  2. Put Option – where the seller has the right, but also not an obligation, to sell the property/land to the buyer.
  3. Cross Option – the buyer receives a Call Option and the seller gains a Put Option in return.
  4. Reverse Option – Occasionally, these are used to secure an overage payment. The seller receives an option to purchase the property/land back after the ‘trigger event’ occurs, if the overage payment is not forthcoming. The re-sale price will reflect the increase in value of the land/property as a result of the ‘trigger event’

Overage Agreements

When selling an area of land/property there is a way that you can gain financially in the future if the land/property receives planning permission and in turn it goes up in value.

The Overage Agreement specifies that as part of the sale, the original owner is entitled to a part of any future financial increase in the value of the land/property.

For the agreement to be effective, the correct legal framework will need to be put in place, to ensure that the party making the arrangement is protected. This will need to be firmly in place at the time of the sale, in order to make it legally binding. 

We Can Help

At MW Solicitors, our Mission is "To make quality legal services accessible to everyone" including our clients wishing to purchase commercial property.  We pride ourselves on being able to offer an efficient, high quality cost effective service.

If you are considering purchasing a commercial property or think you may need to enter into an option or overage agreement, call our specialist Commercial Property Lawyers today on 020 3551 8500 or email us at enquiries@mwsolicitors.co.uk

Our specialist Real Estate Finance Solicitors are experienced in working with major banks and smaller financial institutions.

We provide services to both lenders and borrowers in all aspects of residential and commercial property finance. We are well versed in managing complex transactions and large portfolios.

New Lending Models

The banking sector is evolving and we embrace and adopt the emerging FinTech attitude to lending.  We appreciate the importance of understanding our clients’ business model and support lenders with a flexible approach to lending.  We provide bespoke advice to our clients to ensure they obtain the best security for their investments.

We pride ourselves on providing a high level of service from start to finish with transparent fees from the outset.  We take an active role throughout the transaction highlighting problems as they arise and identifying practical and commercial solutions.

We adopt the lenders’ processes to ensure our reporting structures meet their requirements, providing clear, concise and realistic advice.

Bridging Finance and Corporate Insolvency

At MW Solicitors our dedicated Bridging Finance Team provide an accelerated service to borrowers.  Our Commercial Debt Recovery Solicitors can deal with all aspects of debt recovery and enforcement.

Our teams have experience in advising on:

•    Commercial and residential portfolio acquisitions and disposals
•    Ownership and funding structures for property transactions
•    Acquisition and investment finance
•    Debt restructuring and refinancing
•    Amending and restating existing facilities
•    Preparation of certificates and reports
•    Perfection of security
•    Non-transactional work
•    Revolving credit facilities
•    Security enforcements and receiverships

We Can Help

At MW Solicitors our Mission is "To make quality legal services accessible to everyone", including those who need help

Don't delay call our Real Estate Finance Team today on 0203 551 8500 or use our Contact Us page to tell us about your legal need and arrange a call back.

 

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